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Calculated Risk Blog

In 16 states and Washington DC, liens recorded by Home Owners Associations (HOAs) for unpaid fees can be ahead of the first mortgage in the same way as property taxes for unpaid property taxes. These liens jeopardize your secured position on the property and need to be addressed immediately. The following article from Sperlonga gives more details on this threat. Hidden Threat of HOA Liens on your mortgage

The 16 states are as follows:
Alabama
Alaska
Arizona
Colorado
Connecticut
Florida
Massachusetts
Minnesota
Nevada
New Jersey
New York
Oregon
Pennsylvania
Rhode Island
Washington
Washington DC

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